Ahmed
I'm Ahmed from Morocco, and I build things using code, a.k.a a Software Engineer.
I hold an electrical engineering degree, and I'm a self-taught software developer. I discovered my love for building things when I started my first online business at 17.
I blog at elazzabi.com and remote.ma.
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Meet I-Wen Huang, a fresh remote UI/UX designer at Sendwave
I got the chance to connect with I-Wen Huang a few months ago when I first published my ebook: Get That Remote Job. We chatted about remote work, the ebook and the exercises. A few months later, I was excited to learn that she landed her first remote job! In this quick chat, we talked […]
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Get a preview of our ebook: Make it Legal
Hey, it’s Ahmed from remote.ma. First, I want to thank you all for following this blog and for the support you give me. It’s always wonderful to see your feedback, DMs, and public messages. Keep them coming! As you know, I talk about different things in this blog: best coffee shops, productivity, interviews, legal stuff… […]
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Is it better to be an employee or to create your company as a contractor/freelancer?
Working remotely means working either as a contractor or an employee. If the company has a legal entity where you live, you’ll be an employee. If not, you’ll be a contractor. But what’s the difference? Is it worth it to be a contractor? Or is it better to be an employee? The short answer is: […]
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Moroccans: How much money can you spend on international e-shopping in 2022?
Every year or two, Morocco updates its laws regarding international spending for Moroccans. As a Moroccan resident or an international resident in Morocco, you don’t have the right to spend more than a specific amount of USD/EUR (or really, any currency other than the local one) in a calendar year. For 2022, you can spend […]
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Investing in Morocco: Compte sur Carnet
“Compte sur Carnet” is a way of investing in Morocco by putting your money in a specific account, and getting a fixed return each quarter. Think of it as a savings account. You can get a “Compte sur Carnet” from your bank and it will be tied to your normal account. This way, you can […]
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2022 Moroccan finance law: Proportional tax (IS)
A new year, a new update to the finance law! While I won’t cover every change, I’ll at least cover those affecting freelancers and remote workers. The first change affecting us is the proportional IS (Import sur la Société). Before, this tax was progressive. And it’s better explained via an example: Benefits (MAD) IS Less […]
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Investing in Morocco: Stock Market (Bourse de Casablanca)
If you want to invest in the stock market, and want to know how you can buy stocks in Morocco, this post is for you! If you’re looking for other investing approaches, see our page about investing in Morocco. Returns Shares price changes Like any stock market, it’s hard to quantify if your shares will […]
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Investing in Morocco: OPCVM
OPCVM is a way of investing in Morocco and is an acronym for “Organisme de Placement Collectif en Valeurs Mobilières” which means a collective organization for investing. In plain English, it means a financial institution that gets money from different people and invests it in the stock market following pre-defined allocation rules. What I mean […]
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2022 Moroccan finance law: New solidarity tax
When Morocco was facing COVID in 2020, a new “corrective” finance law was introduced to help with COVID-related expenses. One of the “corrective” measures was introducing a “solidarity tax” (ie, helping with COVID-expense) on individuals earning more than 20.000 MAD per month, and companies making more than 1 million MAD in profit. With the new […]
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Investing in Morocco: Retirement Plans
Retirement plans are another way of investing in Morocco, especially for the long term (well, technically, very long term). This way of investing is also known as a good way of reducing your taxes (we’ll see why). When I say retirement plan, I’m talking about private plans created by banks and/or insurance companies. There are […]